This website (hereafter referred to as "fundinfo website") belongs to fundinfo AG (hereafter referred to as "fundinfo"), a company based in Switzerland.
“fundinfo website” refers to both fundinfo.com and etfinfo.com.
This document may be updated at any time. Therefore, fundinfo advises you to download and read it again regularly to ensure that you are informed of any changes. The date on which this document was last updated is shown below.
a) systematically copy (whether by printing off onto paper, storing on disk or in any other way) substantial parts of the fundinfo website; except where fundinfo provides a download-link.
c) use the fundinfo website or any of the information contained thereon for unlawful purposes.
d) pass on or make available all or part of the fundinfo website, data or documents from the fundinfo website to third parties for your own commercial purposes, whether for free or in return for payment.
No information published on the fundinfo website constitutes financial, legal, tax or other advice, nor should any investment or any other decision be made solely based on this information. Investments in any of the investment instruments described on the fundinfo website should only be made after carefully studying the corresponding prospectus and fund contract as well as the annual or half-yearly report including all the legal information therein. You should obtain advice from a qualified expert before making any investment decision.
The information contained on the fundinfo website is neither tailored to nor oriented towards your individual situation. Therefore, such information may be completely unsuitable for or inapplicable to your individual investment decisions. You should obtain personal advice from a qualified expert before making any investment decision.
No information published on this website constitutes a solicitation, offer or recommendation to buy or sell any investment instruments or to conclude any other transactions or any legal acts whatsoever.
The value of an investment may fall as well as rise at any time. The future performance of an investment cannot be deduced from previous market value. Therefore, good performance in the past does not guarantee good performance in the future. Investments in foreign currencies are additionally subject to exchange rate fluctuations and therefore carry a higher level of risk. Therefore, fundinfo cannot guarantee that any capital invested will maintain its value or increase in value.
The fundinfo website may contain forward-looking statements. Even if such forward-looking statements reflect the views and future expectations of the corresponding fund providers, a series of risks, uncertainties and other factors may cause actual developments and results to diverge substantially from the fund providers' expectations. fundinfo is not obliged (and explicitly declines any obligation) to update or change the forward-looking statements of the corresponding fund providers, on the basis of either new information or future events or for any other reason.
The fundinfo website contains links to third-party websites, which are completely beyond the control of fundinfo. Accordingly, fundinfo accepts no responsibility for the accuracy, completeness or legality of the content of such websites or for any offers and services contained thereon.
You may not link to the fundinfo website without the prior written consent of fundinfo.
Nothing on this website shall be construed as granting any licence or right to use any image, registered trademark, logo or software. Downloading or copying of this website or of parts thereof shall not transfer any title to you. fundinfo, the different data providers or the fund providers supplying fund information, data or documents reserve all rights (in particular with respect to copyrights and trademark ownership) to all material on the fundinfo website and will enforce their rights to the full extent of the law.
fundinfo and/or its boards of directors, managers and employees may have or have had interests in the listed investment instruments or have or have had positions in the relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided other services to or serve or have served as directors of the relevant fund providers or companies.
The fundinfo website contains information and documents regarding numerous investment funds and is not directed at any person in any jurisdiction in which (by reason of that person's nationality, tax residence or otherwise) publication of or access to the fundinfo website is prohibited. Persons in respect of whom such local restrictions apply must not access the fundinfo website.
Fund information and documents are provided either by fundinfo, by the different data providers or by the fund providers themselves. If the information and documents are published on the fundinfo website by fundinfo, then fundinfo will rely on the information provided by the fund providers regarding distribution licences for the investment instruments. fundinfo cannot be held liable for incorrect information regarding distribution licences. If the information and documents are uploaded to the fundinfo website directly by the fund providers, the fund providers shall be responsible for specifying the correct distribution licences.
When accessing the fundinfo website for the first time, users are required to specify their investor profile and domicile. The investment fund documents and information provided thereafter are intended exclusively for users with the specified investor profile. Selecting the wrong investor profile may result in access to information and documents relating to investment funds which the user is not authorized to access. The user undertakes to select the correct investor profile. fundinfo shall not be held liable for any damages or action incurred by the user as a result of selecting the wrong investor profile.
The fundinfo website is exclusively targeted at users in Germany, Switzerland, Liechtenstein, Netherlands and Austria.
Additional information for users in Germany
For the purpose of clarification, users in Germany should note that the term “professional investor“ in the check boxes refers to Professional investor according to Section 1 Paragraph 19 No 32 of the German Investment Code (Kapitalanlagegesetzbuch; “KAGB”). The term "private investor" in the check boxes refers to a Private investor according to Section 1 Paragraph 19 No 31 of the German Investment Code (Kapitalanlagegesetzbuch; “KAGB”).
Additional information for users in Switzerland
For the purpose of clarification, users in Switzerland should note that the term “professional investor“ in the check boxes refers to a qualified investor as defined in Article 10 Para. 3, 3bis or 3ter, of the Collective Investment Schemes Act (CISA). The term “private investor“ in the check boxes refers to an investor other than a qualified investor within the above-mentioned definition
Additional information for users in Liechtenstein
For the purpose of clarification, users in Liechtenstein should note that the term “professional investor“ in the check boxes refers to a Professional investor according to Article 4 Paragraph 1 No 31 of the Liechtenstein Law of 19 December 2012 on Alternative Investment Fund Managers (Gesetz vom 19. Dezember 2012 über die Verwalter alternativer Investmentfonds; „AIFMG“). The term “private investor“ in the check boxes refers to a Private investor according to Article 4 Paragraph 1 No 34 of the Liechtenstein AIFMG.
Additional information for users in Netherlands
For the purpose of clarification, users in Netherlands should note that the term “professional investor“ in the check boxes refers to a Professional investor in accordance with Article 1:1 of the Act on Financial Supervision (Wet op het financieel toezicht). The term “private investor“ in the check boxes refers to a Retail investor in accordance with in accordance with Article 1:1 of the Act on Financial Supervision (Wet op het financieel toezicht).
Additional information for users in Austria
For the purpose of clarification, users in Austria should note that the term “professional investor“ in the check boxes refers to a Professional investor according to Section 2 Paragraph 1 No 33 of the Austrian Alternative Investment Fund Managers Act (Alternative Investment Fonds Managergesetz; „AIFMG“). The term “private investor“ in the check boxes refers to a Private investor according to Section 2 Paragraph 1 No 36 of the Austrian AIFMG.
Additional information for users in France
For the purpose of clarification, users in France should note that the term “professional investor” in the check boxes refers to a Professional investor (“client professionnel”) according to Article L 533-16 of the Monetary and Financial Code (Code monétaire et financier). The term “private investor” in the check boxes refers to a Private investor (“client non professionnel”). Every user who does not qualify as a Professional investor is a Private investor. Generally, a Private investor does not possess the same experience, knowledge and expertise as described in Paragraph 2 Article 314-6 of the General Regulation of the Authority of Financial Market (Règlement general de l´Autorité des marchés financiers) and Annex II to the Markets in Financial Instruments Directive 2004/39/EC. Private investors include per se Private investors (“clients non professionnels par nature”) and Professional investors who have opted-out of being treated as Professional investors (“clients non professionnels sur option”).
Fund documents and information are published on the fundinfo website either by fundinfo, by the different data providers or by the various fund providers directly. Under no circumstances shall fundinfo be held liable for any direct, indirect or consequential damages or losses resulting from use of the fund documents or information, from access to the fundinfo website or from links to third-party websites.
Furthermore, fundinfo disclaims all liability for any tampering with the Internet user's computer system by unauthorized parties. In this regard, fundinfo expressly draws attention to the risk of viruses and the possibility of targeted attacks from malware and spyware programmes. In order to combat viruses, it is recommended that the most recent browser versions be used and that anti-virus software be installed and continually updated. As a rule, the opening of any email from an unknown source as well as any unexpected attachment to an email message should be avoided.
fundinfo may suspend the operation of the fundinfo website at any time for maintenance or repair work or to update or improve the website’s content or functionality. fundinfo does not warrant that access to or use of the website or of any sites or pages linked to it will be uninterrupted or error free.
fundinfo may change the format and content of the fundinfo website at its sole discretion. You should refresh your browser each time you visit the fundinfo website to ensure that you access the most up-to-date version of the website.
This document forms the entire understanding between you and fundinfo with respect to use of the fundinfo website and supersedes all previous agreements, understandings and representations relating to use thereof.
Fund ratings by various rating agencies are published on specific fundinfo websites. The copyright for these fund ratings rests with the rating agency that published them. You should exercise caution in the use of fund ratings. Your individual circumstances have not been considered by the rating agencies in preparing the fund ratings. Therefore, fund ratings should never be considered a recommendation to buy, hold or sell a particular investment instrument. Neither the rating agencies nor fundinfo warrant that the fund ratings published on fundinfo.com are up to date, correct or complete. fundinfo and the rating agencies whose fund ratings are published on the fundinfo website hereby expressly exclude any liability for any direct or indirect damages, costs or losses you may suffer as a result of using fund ratings.
You hereby agree that fundinfo may sub-contract the performance of any activity relating to the operation of the fundinfo website and may assign any of the provisions of this document to a third party at any time without the need to give you any notice.
If any of the provisions of this document should be held to be unenforceable, the remaining provisions will remain in full force and effect.
26 August 2015